January 2, 2015
AgencyKeeping Documents, Records and Photos Safe
Tips to Keep Documents, Records and Photos Safe One of the most difficult tragedies for homeowners and renters is the total destruction of their house in a fire, hurricane or other disaster. All of a sudden, you have lost your home and everything in it. The financial loss is devastating enough, but there […]
December 23, 2014
AgencyHow Does My Customized Vehicle Affect My Car Insurance Rate?
How Does My Customized Vehicle Affect My Car Insurance Rate? As cool as it may be, your customized vehicle is a bit of a problem for the car insurance companies. “Custom,” of course, means your car is one-of-a-kind. The insurance companies like to provide coverage for vehicles that are one-of-many-thousands.This example will show why […]
December 4, 2014
AgencyBenefits of Choosing an Independent Insurance Agent
Benefits of Choosing an Independent Insurance Agent Every day you are faced with numerous ads about insurance. A talking lizard says buy direct from him. Another ad tells you you’re in good hands if you buy direct. There are so many insurance ads that it’s hard to know what’s best way to buy […]
November 20, 2014
AgencyWhat is Uninsured/Underinsured Motorist Protection?
What is Uninsured/Underinsured Motorist Protection? Uninsured or underinsured motorist protection coverage is what pays your bills when the person who ran into you doesn’t have any insurance or has less insurance than is needed to cover the expenses. Nationwide, one in seven motorists is uninsured, the Insurance Research Council reports. Its most recent figures, […]
October 30, 2014
AgencyHow do your claims affect your car insurance?
How Previous Claims Affect Your Car Insurance Needs How many times have you said to yourself you should learn from your mistakes? Learning from previous car insurance claims is no different. Insurance claims come in all varieties: from damages you don’t really have any control over to those you cause and/or could have prevented. […]
September 24, 2014
AgencyHomeowners Insurance and Mold
Homeowners Insurance And Mold: What Is Covered? Mold is nasty wherever it is. That said, mold of some type can crop up in any home anywhere. It is typically not dangerous; however, that does little to diminish its perceived toxicity and associated expensive repair procedures. The fact is, mold is rarely included in […]
September 8, 2014
AgencyBenefits of Choosing an Independent Insurance Agent
Benefits of Choosing an Independent Insurance Agent Every day you are faced with numerous ads about insurance. A talking lizard says buy direct from him. Another ad tells you you’re in good hands if you buy direct. There are so many insurance ads that it’s hard to know what’s best way to […]
August 29, 2014
AgencyProtect Yourself with Renters Insurance
Protect Yourself with Renters Insurance It’s common knowledge that if you own a home, you most likely need homeowners insurance to protect your investment and belongings. But if you rent a home or apartment, there’s a misconception that you don’t need similar insurance protection. This is far from the truth. Renters insurance protects […]
August 21, 2014
AgencyWhat is Umbrella Insurance?
What Umbrella Insurance Is and Who Needs It Insurance policies can be confusing, so it’s nice when you can at least understand what their names mean. Umbrella insurance provides us with a perfect example a self–explanatory name. On the most basic level, insurance policies and umbrellas perform the same function: protection. Insurance protects […]
July 17, 2014
AgencyAre your valuables covered?
Make Sure Your Valuables Are Covered with Homeowners Insurance You don’t have to be a millionaire to have high value assets. Perhaps you own fine jewelry, a grand piano or a prized collection? Your keepsakes with high monetary value — family heirlooms and other personal belongings — are important to you. Owning […]