March 31, 2015
AgencyInsuranace Tips for First Time Homeowners
INSURANCE TIPS FOR FIRST TIME HOME BUYERS So you have now purchased your first home. What an exciting time! You probably have some plans on how you want to “make it your own.” In making these plans you should consider the best way to protect your investment. As a first-time home buyer, are you […]
February 25, 2015
AgencyRaising Deductibles to Lower Homeowners Insurance Premiums
Home ownership is part of the American dream, and often, homes are the largest investment most people make during their lifetimes. When you have a large part of your finances tied up in your home, you want the most cost-effective yet serviceable homeowners insurance policy possible. For some, this means having the right deductible […]
February 3, 2015
AgencyWays to Protect Your Classic Car
Collector Car Insurance Is Affordable & Ways to Protect Your Classic We’re a nation of collectors. Just look in your garage and you’ll find all the things you couldn’t part with that you haven’t used in years. Some of those items aren’t worth a plug nickel and others may be worth more than […]
January 2, 2015
AgencyKeeping Documents, Records and Photos Safe
Tips to Keep Documents, Records and Photos Safe One of the most difficult tragedies for homeowners and renters is the total destruction of their house in a fire, hurricane or other disaster. All of a sudden, you have lost your home and everything in it. The financial loss is devastating enough, but there […]
December 23, 2014
AgencyHow Does My Customized Vehicle Affect My Car Insurance Rate?
How Does My Customized Vehicle Affect My Car Insurance Rate? As cool as it may be, your customized vehicle is a bit of a problem for the car insurance companies. “Custom,” of course, means your car is one-of-a-kind. The insurance companies like to provide coverage for vehicles that are one-of-many-thousands.This example will show why […]
December 4, 2014
AgencyBenefits of Choosing an Independent Insurance Agent
Benefits of Choosing an Independent Insurance Agent Every day you are faced with numerous ads about insurance. A talking lizard says buy direct from him. Another ad tells you you’re in good hands if you buy direct. There are so many insurance ads that it’s hard to know what’s best way to buy […]
November 20, 2014
AgencyWhat is Uninsured/Underinsured Motorist Protection?
What is Uninsured/Underinsured Motorist Protection? Uninsured or underinsured motorist protection coverage is what pays your bills when the person who ran into you doesn’t have any insurance or has less insurance than is needed to cover the expenses. Nationwide, one in seven motorists is uninsured, the Insurance Research Council reports. Its most recent figures, […]
October 30, 2014
AgencyHow do your claims affect your car insurance?
How Previous Claims Affect Your Car Insurance Needs How many times have you said to yourself you should learn from your mistakes? Learning from previous car insurance claims is no different. Insurance claims come in all varieties: from damages you don’t really have any control over to those you cause and/or could have prevented. […]
September 24, 2014
AgencyHomeowners Insurance and Mold
Homeowners Insurance And Mold: What Is Covered? Mold is nasty wherever it is. That said, mold of some type can crop up in any home anywhere. It is typically not dangerous; however, that does little to diminish its perceived toxicity and associated expensive repair procedures. The fact is, mold is rarely included in […]
September 8, 2014
AgencyBenefits of Choosing an Independent Insurance Agent
Benefits of Choosing an Independent Insurance Agent Every day you are faced with numerous ads about insurance. A talking lizard says buy direct from him. Another ad tells you you’re in good hands if you buy direct. There are so many insurance ads that it’s hard to know what’s best way to […]