Pros
and Cons of Personalized Insurance Services

Independent insurance agents, unlike
insurance agents employed by a
large national insurance
provider, have
access to many insurance
companies. Agents who work for a
big insurer can only offer
you
insurance plans
provided by their company. Independent
insurance agents, however, work for you,
and they have access to
many different insurance companies. They can help you shop comparatively for insurance
that address your coverage and
budget needs.

Pros
of Working with
Independent Insurance Agents

Members of
Your Community Who Care. Independent
insurance agents are, for the most part, members of your own
community. They are small-business owners or they
are employed
at a small, independent insurance agency.
They depend on word of mouth,
for the most part, so
they offer a high level of personal customer service.

Price Shop for You. Independent insurance agents will take the time
to
get to know you and
your personal situation so
they can best represent your
interests when seeking insurance quotes on your behalf.
They will make
an effort to
understand your driving
record, insurance
coverage history,
marital status
and other personal information that they will use to represent your
application to the insurance
providers with whom they work.

You Are
Not a Number. With an
independent insurance agent,
you are not dealing
with a telephone
team that changes each
time you call. You are
more than a file to most
of them. They take
your business personally and return phone calls
and emails
promptly.

Help with Claims. Independent
insurance providers can provide a helping hand when
you need to file a claim.
They advocate for you if you
are involved in a car accident and need to file a claim. They will help you
deal with the claims
adjuster, offer support through
the claims process and help you deal with the insurance
company.

Fulfill All Your Insurance Needs. Independent
insurance providers
often offer a wide
range of products to their
customers, serving as a one-stop
shop for everything from car insurance
to business liability
insurance to homeowners’ insurance.

Periodic
Policy Review. As your
needs change, they will
help you adjust your insurance accordingly. They also periodically
can review your insurance
policy to see if it
is still
serving your coverage needs.

Cons
of Independent
Insurance Agents

While all independent insurance agents are licensed professionals, just as in
any
profession, there can be
bad apples. But it’s rare to find an
agent whose primary
motivation isn’t helping
customers get the insurance protection
they need. You can check your local
Better Business Bureau, Chamber
of Commerce or online review sites
to
learn more about the independent insurance agent you are considering.

Ask an Independent Insurance Agent to Review Your Policies
Today

It costs you nothing to meet with an independent insurance agent who can review your insurance policies
to
make sure you have the coverage
you need at a price you can
afford. Contact
Anderson & Anderson Insurance,
Inc today for a free, no-obligation quote